Arnau is a senior Treasury Risk advisor with 20 years of international experience in banking and consulting, specialising in Funds Transfer Pricing (FTP), Interest Rate Risk in the Banking Book (IRRBB), liquidity risk, and balance sheet optimisation. He has held senior roles at HSBC, JPMorgan, Wells Fargo and PwC, and has advised regulators and banks across Europe, the Middle East, and Latin America. Arnau combines deep technical expertise with a business-oriented mindset, helping organisations strengthen treasury functions, optimise capital, and embrace digitalisation. A CFA charterholder, he has led large transformation projects, trained banking supervisors, and supported top-tier consultancies such as Oliver Wyman and Kearney.