Karishma Dalmia, C.A.

With over 23 years of banking and auditing experience, Karishma Dalmia is a seasoned finance professional. She is a Chartered Accountant and Certified Treasury Manager with expertise in financial reporting, taxation, capital, liquidity and funding management across regional organisations. Karishma leads capital and liquidity strategy, regulatory engagement and financial governance for multinational banks. Karishma has been instrumental in shaping capital planning and optimisation initiatives under Basel III framework, driving balance sheet resilience and sustainable growth. Recognised for her robust leadership, communication skills and analytical acumen, she has played a key role in enhancing capital efficiency and regulatory engagement across the MENAT region.