Santosh Mishra
Head of Credit & Climate Modeling and Analytics - KeyBank
Santosh Mishra heads the Credit Modeling function for KeyBank’s entire Loan and Lease portfolio. He is currently responsible for development and implementation of Stress testing and CECL models. Additionally, he also leads the Commercial Risk Rating, Economic Capital, functions and is architect of numerous commercial analytics initiatives to support KeyBank's strategic goals. Last but not the least, Santosh is leading KeyBank’s Climate analytics including Financed emissions and Scenario analysis.
All Sessions by Santosh Mishra
10:50 - 11:25
INTEREST RATE RISK
Mitigating the impact of interest rate risk on commercial and consumer debt
- Assessing economic trends and factors impacting interest rate changes
- Reviewing risks of refinancing and leverage in a changing rate environment
- Maintaining up-to-date models and assumptions
- Impact of elevated rates on unsecured consumer lending
- Balancing inflation price rises and increased interest rates
- Impact of changing rates on the prepayment model